If TI works @ 44kHz, it doesn't mean that you have to work @ 16bit 44.1Khz. You can work at 24bit 44.1kHz too and that's what most of producers use. Of course it's great to test that your system can work @96kHz but it's not very cool to notice that 1 soft synth or just a few effects need all your cpu's. I prefer working at 24bit 44.1kHz, good sound quality and plenty of power to play with. Of course you can use whatever sample rate you wish but you will find more problems (the TI for example) working at 96kHz. Of course it depends on what kind of music you produce but at least electronic music doesn't benefit much from using higher sample rates. It's another story if you record a rock band or symphony orchestra and make hifi records or film music, I guess.
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