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  #1  
Old 31.01.2007, 10:41 AM
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Default New apartment!

Today Ausa and me left an loanapplication.. Hopefully we'll get that loan and then we'll buy our own apartment.

We looked at different houses first but since the only houses we could afford is the one's needing the most work done.

This apartment we're are hoping to buy is an 3-bedroom apartment.. It needs abit of work (paint the walls and stuff like that) but it would be alot cheaper than an house and alot less work to be done.

It would be alot cheaper than our current apartment aswell and that is just what we need since Ausa is going back to school this coming fall and because of that we'll loose like 2000:- SEK / month.

However we really do hope we get this apartment..
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Old 31.01.2007, 11:03 AM
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Good luck!
regards, Lorenzo
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Old 31.01.2007, 11:42 AM
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Yeah. I'd go for an apartment, certainly with a little kid. Houses are A LOT of work maintaining, fixing up, cutting grass, moving snow and fucking EXPENSIVE just to keep going too.
Worst move I ever made was moving out to a beautiful house when our daughter was born. Made good money on it when we sold, but I never had a moment to myself. Had to drive 2 hours into work and back every day, do the shopping, fix the garden... Nightmare. Needed 2 cars too. Enormous monthly household running costs.
Dangerous driving dark frozen winter roads too. Wifey crashed her car with the kids in it too. That was the final straw. Sold up that spring and moved back to Helsinki.
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Old 31.01.2007, 01:38 PM
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agreed, houses are a lot of work. I rented one for a few years (before moving into my place in Austin). I remember the first year there, I was all excited for the fall (the trees are amazing in New England) as I hadn't had to rake leaves for years. Figured it would be fun to do again (fresh air, exercise etc.)
I started raking in late October . . . . 110 bags later, I finished raking in early January. Called the land lord and told them to hire a landscaper !!!
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Old 31.01.2007, 03:14 PM
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Raking leaves.. The horror..

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Old 31.01.2007, 09:08 PM
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Congrats 303!

Hope all goes well...
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Old 31.01.2007, 09:40 PM
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Yeah, hope it all works out for you and the family...
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Old 31.01.2007, 10:11 PM
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You'll get that place...if you don't tell them about the Meth lab.

:S

Fear not, all will work out!
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Old 31.01.2007, 10:52 PM
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Aye, they called me and asked a couple of questions regarding the loan.. but everything seemed to be in order.

The thing is that we're in desperate need of an new place to live since we will probably loose this apartment due to the fact that all these years we had this apartment, the bathroom has aswell as the kitchen has had an waterdamage.

We didn't know this but still the landlord isn't really satisfied with the fact that both the kitchen and the bathroom need repairwork done.. We're stuck in the twilightzone right now, it feels like we really don't belong here.

And this neighbourhood is going down the drain.. It's become really bad just these last months, and if I say so.. I mean it's really bad. I've lived in the most feared neighbourhoods in Sweden in my lifetime but never acctually felt unsafe there but here.. That's another thing, the kids here are crazy as fuck.

This apartment is way to big for us aswell; 104 m2.. That's about ~40 m2 more than we need..

The best thing is that the bank was acctually quite positive about we getting the loan aswell since we got an kid and it would be baaaaaaad PR if they refused an loan to a young couple with a kid and that acctually has the economy for the loan but haven't saved the "necessery" 10% from the total cost of the apartment. He also said that since the apartment we looked at is so cheap that we didn't need any other safety either but we still would get the same intrestrate as everyone else..

If everything goes right, we could acctually be moving quite soon..
And even if it's located like an 3-4 minute carride from we're living right now, it's an whole different "world". Calm and nice neighbourhood, near everything you need..

A few pics of the place we're looking at right now; http://www.bostad.dn.se/bostadsborse...ice=dn&area=14

Click on the thumbnails to see an bigger picture of the place..
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Old 31.01.2007, 11:07 PM
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Good luck and I hope all goes well, I just moved a couple of months ago, and the extra space get's used well.

Luck
Kris
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